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Two chefs working in an open restaurant kitchen

Payment Plans & Online Bill Pay

Both FHM and LUBA policies offer multiple payment options:

  • Annual

  • Semi-Annual

  • Quarterly

  • 10% down with 9 equal installments

  • Monthly Self Reporting (Includes the expense constant as a down-payment)

Both FHM and LUBA offer online Bill Pay

  • All policyholders are eligible

  • Monthly Self-Reporting - requires a policyholder to report their payrolls online and then choose a payment option

  • Installments - can pay online through auto-pay or a one-time payment

  • Note: Payment through EFT, no credit cards accepted

For more information, contact the Billing Department at or (904) 854-2764

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