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About fhm & LUBA

Founded in 1954...

FHM Insurance Company is a long-standing and trusted partner for employers and independent agents across seven states. FHM, and its partner company, LUBA Workers’ Comp, have been providing workers’ comp coverage and superior customer service to thousands of policyholders for nearly a century.

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FHM Insurance Services, in partnership with LUBA Workers’ Comp, provides two carrier options for our agency partners.

This partnership allows for more services, enhanced technology, and superior customer service from two longstanding and trusted workers’ compensation carriers. Both FHM and LUBA policies are serviced by FHM Insurance Company.

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