FHM Insurance Company was formed in 1954 and is one of the oldest and most experienced workers’ compensation companies in the Southeast. FHM is dedicated to delivering the highest quality of service through a philosophy of “A Policy To Do More.”

FHM leads the industry in workers’ compensation through cutting-edge claims management, risk management, fraud investigation, and superior safety programs. FHM’s strong financial position has resulted in 100% payment of dividends since 1954.

Licensed In Southeast

Claims Services

  • 24 hour claims reporting
  • Experienced claims management team that focuses on controlling the litigation process and managing claim costs
  • Strategic law partners experienced in workers’ compensation
  • Aggressive claims management provided by experienced adjusters
  • Maximum caseload of 120 cases per adjuster
  • Proactive Nurse Case Managers
  • Industry-leading Cost Containment Team composed of registered nurses and specialists
  • Return-To-Work Program support

Fraud Investigation Unit

  • Works closely with adjusters to quickly identify fraudulent activity
  • Proactively pursued suspected fraud with six fraud convictions within a 12 month period that resulted in financial restitution

Risk Management Services

  • FHM Risk Management Consultants provide cutting-edge loss control and safety programs
  • Assistance for policyholders in the development of effective and comprehensive safety plans
  • On-site safety seminars
  • Drug-free workplace and post-injury drug testing programs
  • Employer’s Return-To-Work Program Kit

State-of-the-Art Technology via website and FHMconnect

  • Comprehensive, easy-to-use website, www.fhmic.com
  • Real time, online access to claims information, loss reports and policy information
  • Online access to forms, safety information and fraud posters
  • Online claims reporting
  • Links to valuable information related to safety, background checks, OSHA
  • Online bill payment and payroll reporting
  • Online access to policyholder guide, instructions, and FAQs
  • Email FHM staff directly from contact page

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