POST-INJURY DRUG TESTING

Reduce Workplace Drug Use

Keeping your workplace accident-free is challenging enough without adding drug use to the mix. Now, thanks to FHM, there's an effective way to send a strong, zero-tolerance message to your employees, and reduce your liability for drug-related workplace accidents.

Offered exclusively from FHM, our Post-Injury Drug Testing Program provides professional drug and alcohol testing as an automatic part of the regimen for work-related injuries. Employees must be treated through an FHM Total Care Management Provider in the WECARE Network. Should an employee test positive for drug or alcohol use, an investigation is begun by your workers' compensation adjuster. Decisions on whether to pay or deny claims are then made on a case-by-case basis.

As a result, your claims experience and exposure is reduced, and your employees get the clear message that drug and alcohol use at work will not be tolerated. Open to all FHM policyholders, the program's specifics include:

• All employees are tested for drugs/alcohol after every workplace injury
• The initial cost of drug testing is charged as a medical expense to the workers' compensation claim — not a separate employee expense
• Claims by employees testing positive are investigated and accepted or denied on a case-by-case basis
• The program requires a completed consent form from each current and future employee (to be housed in the employee's file) and a completed Post-Injury Drug Testing Kit
• If your company is a state "Certified Drug-Free Workplace," a positive post-injury test is grounds for an automatic denial of future workers' compensation benefits for the employee

At FHM, we're proud to offer programs that help our policyholders reduce their workers' compensation rates and improve the lives of their workers. Our Post-Injury Drug Testing Program is just another example of our policy to do more.