Implementing Loss Control Program

FHM LOSS CONTROL PROGRAM 

FHM has developed a comprehensive approach for policyholders to use in creating and maintaining a safe workplace. We call this program Loss Control. 

The FHM Loss Control Program has eight (8) components – listed below – that provide a comprehensive approach to workplace safety. To implement the program, take the following steps:

1. Establish a Drug-Free Workplace or a Post-Injury Drug Testing Program.  
2. Adopt a company-wide Safety Management Program.  
3. Create Safety Incentive Programs.  
4. Implement the FHM WECAR_xE Managed Care Program.  
5. Fraud prevention.  
6. Create and implement a process for handling workplace accidents/injuries.  
7. Investigate accidents/injuries effectively.  
8. Manage claims proactively. 
   1. Keep FHM informed about changes in injured workers’ status ( i.e., back to work, change in physician, etc.).
   2. Create a light duty work program.
   3. Help injured workers return to work as soon as possible.