Amelia Island Plantation

Takes a Vacation from High Claims Costs

In 1990, Jack Healan ran a gorgeous island resort off Florida's east coast — but not all was perfect in paradise. Every year, the resort's workers' compensation costs had been steadily rising, and were now at a point where they were significantly impacting profits. Healan decided it was time to take action, so he gave FHM Insurance a call.

"Boy, am I glad I did," said Healan, president of Amelia Island Plantation, one of Florida's premier vacation destinations. "First, FHM's safety supervisors helped improve Amelia Island Plantation's safety record. That alone resulted in significant premium savings."

"Then FHM came to me with a new program called WECARE®," said Healan. "We had such faith in FHM that we agreed to be a test pilot for what was, back then, a really cutting-edge managed care program for workers' compensation. That's another thing I'm glad I did. The innovative WECARE program continues to generate significant savings each year."

Healan has put the money he's saved to good use — helping to pay for the new Amelia Inn and Beach Club, the 1,350-acre resort's newest gem. Overlooking the blue water of the Atlantic to the east and the green marshland and Intracoastal Waterway to the west, the new, 249-room hotel offers spectacular views. Three pools, a spa and 30,000 square feet of meeting space add to the luxurious resort feeling. "Amelia Island Plantation is Florida's premier Four Diamond destination," said Healan. "You can't keep a quality resort like this alive and growing without a healthy bottom line. I consider FHM a vital part of our success."

A Policy To Do More — Case by Case

• Reduced overall workers' compensation costs by an average of 30%-50% per year
• WECARE program delivered quality care and returned employees to work quickly
• Reduced medical costs by over 40% annually