Underwriting Guidelines & Supplemental Applications

General Underwriting Guidelines

  • In business for three (3) years with prior workers’ compensation coverage history
  • Minimum premium of $5,000 (higher premium may apply by class)
  • NCCI hazard grade G classes are ineligible. Limited hazard grade F appetite

Submission Requirements

  • Complete Workers’ Compensation Acord application
  • Three (3) year currently valued loss information
  • Details on claims with over $25,000 incurred

Targeted Classes

  • Hotels / Resorts
  • Restaurants & Caterers
  • Country Clubs
  • Auto Dealerships
  • Hospitality Related
  • Light Manufacturing
  • Property Management
  • Wholesale / Retail Operations
  • Landscape / Nursery Operations
  • Charter/Private Schools
  • Business Associations
  • Artisan Contractors –┬áHVAC and Plumbers
  • Condo Associations (0 employees)

Supplemental Applications

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